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“The promotional rate of 0% p.a. will apply to retail purchases (excludes Cash Advances) for 15 months from the date your Account is approved. Minimum monthly repayments required. At the end of the promotional period, any outstanding balance on the retail purchases made during the promotional period and any new retail purchases will attract the variable Annual Percentage Rate for retail purchases, currently 19.99% p.a. for a Coles Rewards or No Annual Fee Mastercard? or 12.99% p.a. for a Coles Low Rate Mastercard®. Interest rates are variable and subject to change. This offer is valid until 31 January 2023. Post this advertised date; NAB reserves the right to continue, withdraw or change the offer at any time without notice. This offer cannot be used in conjunction with any other offer and is not available if you have recently closed or currently hold another Coles Credit Card. Payments will be applied to your account as per the Credit Card Terms and Conditions and Other Important Information at www.coles.com.au/mastercard-important-information. Please note that if your balance transfer is processed before you make a retail purchase, payments made during the retail purchase promotional period will be applied to the balance transfer before the retail purchase balance. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Credit criteria, T&Cs, other fees and charges apply. Product Issuer and credit provider National Australia Bank (Australian Credit Licence 230686). NSW-METRO-161 1-22-227433
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